₹967
▼ -4.96 -0.51%
As of 06 Nov 2026 · delayed
NSE Listed
PB FinTech Limited (POLICYBZR)
Volume: 20,57,032Avg Vol 1W: 44,41,553.2Avg Vol 1M: 26,99,270.2552W Range:₹916₹1,964.2
Key Ratios
Checked 2h agoMarket Cap₹44,748 Cr
Current Price₹967
Previous Close₹971.96
High / Low (52w)₹1,964.2 / ₹916
Volume20,57,032
Avg Vol (1W)44,41,553.2
Avg Vol (1M)26,99,270.25
Stock P/E55.54
Book Value₹168.01
Dividend Yield0%
ROE10.36%
ROA8.6%
Revenue (TTM)₹7,166 Cr
Revenue Growth44.8%
Profit Margin10.2%
Total Debt₹0 Cr
Shares Outstanding46 Cr
Face Value₹2
EPS (TTM)₹17.41
P/B5.76
Debt / Equity0.05
50 DMA₹1,345.01
200 DMA₹1,530.17
Day change-0.51%
Price Chart
₹967▼ 45.79% · 1Y
2025-11-072026-11-06
20-day avg volume: 27.0L shares
Pros
- Company is almost debt-free.
Cons
- Revenue fell 38% YoY.
- Company is loss-making at the latest annual result.
- Stock trades at a high P/E of 56.
Quarterly Results
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1,292 Cr | ₹1,508 Cr | ₹1,348 Cr | ₹1,614 Cr | ₹1,771 Cr | ₹2,061 Cr | ₹1,888 Cr | ₹2,178 Cr |
| EBITDA | ₹94 Cr | ₹180 Cr | ₹100 Cr | ₹148 Cr | ₹210 Cr | ₹288 Cr | ₹192 Cr | ₹222 Cr |
| Net Profit | ₹72 Cr | ₹170 Cr | ₹85 Cr | ₹135 Cr | ₹189 Cr | ₹261 Cr | ₹163 Cr | ₹192 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Mar 2026 | Jun 2026 | Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹5,385 Cr | ₹40 Cr | ₹49 Cr | ₹54 Cr | ₹7,166 Cr | ₹65 Cr | ₹398 Cr | ₹5 Cr |
| EBITDA | ₹380 Cr | ₹8 Cr | ₹2 Cr | ₹20 Cr | ₹746 Cr | ₹10 Cr | ₹422 Cr | ₹25 Cr |
| Net Profit | ₹353 Cr | ₹7 Cr | ₹1 Cr | ₹16 Cr | ₹670 Cr | ₹18 Cr | ₹408 Cr | ₹13 Cr |
| EPS | 7.65 | — | — | — | 14.46 | — | — | — |
Balance Sheet
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹751 Cr | ₹1,576 Cr | ₹2,331 Cr | ₹5,915 Cr | ₹6,254 Cr | ₹6,729 Cr | ₹7,529 Cr | ₹8,707 Cr |
| Total Liabilities | ₹261 Cr | ₹310 Cr | ₹339 Cr | ₹504 Cr | ₹769 Cr | ₹852 Cr | ₹1,092 Cr | ₹1,389 Cr |
| Equity | ₹490 Cr | ₹1,266 Cr | ₹1,992 Cr | ₹5,412 Cr | ₹5,485 Cr | ₹5,876 Cr | ₹6,438 Cr | ₹7,318 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating | ₹-247 Cr | ₹-325 Cr | ₹-20 Cr | ₹-1,544 Cr | ₹-249 Cr | ₹208 Cr | ₹-66 Cr | ₹76 Cr |
| Investing | ₹375 Cr | ₹79 Cr | ₹-1,202 Cr | ₹-2,127 Cr | ₹41 Cr | ₹301 Cr | ₹458 Cr | ₹214 Cr |
| Financing | ₹-23 Cr | ₹1,031 Cr | ₹759 Cr | ₹3,621 Cr | ₹-43 Cr | ₹-57 Cr | ₹-73 Cr | ₹-81 Cr |
| Free Cash Flow | ₹-247 Cr | ₹-325 Cr | ₹-20 Cr | ₹-1,544 Cr | ₹-249 Cr | ₹208 Cr | ₹-66 Cr | ₹76 Cr |
Shareholding
Promoter 0% Institutions 67.09% Public 32.91%
Efficiency & Working Capital
ROCE11%
Interest Coverage19.8
Dividend Payout—
Debtor Days93 d
Inventory Days0 d
Payable Days25 d
Cash Conversion Cycle68 d
Working Capital Days93 d
Shareholding Details
As of 2026-09-30
Promoter0%
FII27.1%
DII40%
Institutions67.1%
Public32.9%
Promoter Pledge—
No. of Shareholders2,48,207
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| FIIs | 40.6% | 49% | 51.6% | 49.7% | 47.8% | 45.9% | 46.8% | 43.6% | 40.8% | 39.9% | 37.3% | 27.1% |
| DIIs | 14.1% | 16.8% | 16.3% | 18.4% | 20.6% | 22.9% | 23.3% | 26.6% | 29.5% | 36.7% | 40.4% | 40% |
| Public | 45.3% | 34.3% | 32.1% | 31.9% | 31.6% | 31.1% | 29.9% | 29.7% | 29.7% | 23.3% | 22.3% | 32.9% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — | — |
| No. of Shareholders | 1,65,933 | 1,52,153 | 1,45,383 | 1,52,948 | 1,48,275 | 1,51,205 | 1,64,551 | 1,65,600 | 1,59,243 | 1,53,261 | 1,50,458 | 2,48,207 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202603 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Hdfc Trustee Company Limited-hdfc Flexi Cap Fund | Public Shareholding | 6.7% | 3.09 Cr |
| Info Edge (india) Limited | Public Shareholding | 6.5% | 2.99 Cr |
| Icici Prudential Large & Mid Cap Fund | Public Shareholding | 4.3% | 1.99 Cr |
| Nps Trust- A/c Sbi Pension Fund Scheme - State Govt | Public Shareholding | 4.3% | 1.98 Cr |
| Diphda Internet Services Limited | Public Shareholding | 4.1% | 1.89 Cr |
| Macritchie Investments Pte Ltd | Public Shareholding | 4% | 1.86 Cr |
| Axis Mutual Fund Trustee Limited A/c Axis Mutual Fund A/c Axis Midcap Fund | Public Shareholding | 3.6% | 1.68 Cr |
| Yashish Dahiya | Public Shareholding | 3.3% | 1.53 Cr |
| Mirae Asset Large & Midcap Fund | Public Shareholding | 2.9% | 1.34 Cr |
| Nippon Life India Trustee Ltd-a/c Nippon India Multi Cap Fund | Public Shareholding | 2.2% | 1.02 Cr |
| Tata Digital India Fund | Public Shareholding | 2.1% | 96,72,105 |
| Startup Investments (holding) Limited | Public Shareholding | 1.9% | 86,62,500 |
| Franklin India Mid Cap Fund | Public Shareholding | 1.7% | 79,37,308 |
| Hdfc Life Insurance Company Limited | Public Shareholding | 1.7% | 76,58,973 |
| Axis Max Life Insurance Limited A/c - Ulif01311/02/08lifehighgr104 - High Growth Fund | Public Shareholding | 1.6% | 74,60,823 |
| Motilal Oswal Midcap Fund | Public Shareholding | 1.6% | 74,52,876 |
| Kotak Arbitrage Fund | Public Shareholding | 1.2% | 55,40,393 |
| Vanguard Total International Stock Index Fund | Public Shareholding | 1.1% | 50,53,432 |
| Vanguard Emerging Markets Stock Index Fund, A Series Of Vanguard International Equity Index Funds | Public Shareholding | 1.1% | 48,49,108 |
| Canara Robeco Mutual Fund A/c Canara Robeco Large And Mid Cap Fund | Public Shareholding | 1% | 48,29,233 |
| Aditya Birla Sun Life Mutual Fund - Aditya Birla Sun Life Arbitrage Fund | Public Shareholding | 1% | 48,18,416 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Yashish Dahiya | Chairman/ED & CEO | 2025 |
| Alok Bansal | Executive Vice Chairman & WTD | 2025 |
| SARBVIR SINGH | ED / WTD / Joint CEO | 2025 |
| Dhruv Shringi | Independent Non Exe. Director | 2025 |
| VEENA VIKAS MANKAR | Independent Non Exe. Director | 2025 |
| Nilesh Bhaskar Sathe | Independent Non Exe. Director | 2025 |
| KITTY AGARWAL | Non-Exec & Non-Independent Dir | 2025 |
| BHASKER JOSHI | Company Sec. & Compli. Officer | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| rendering online marketing and info | ₹0 Cr | — |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2026 | ₹2 | 124 | 93 | 93 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-08-05 | Board Meetings | — |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2026 | 1,599 | 554 | 0 | 86 | 0 | 2,239 |
| 2026 | 1,227 | 539 | 0 | 0 | 0 | 1,766 |
| 2026 | 350 | 7 | 0 | 86 | 0 | 443 |
Insider / Designated-Person Trades
30 recent disclosure(s)
Etechaces Employees Stock Option Plan TrustDisposal · 55,21,601
Etechaces Employees Stock Option Plan TrustDisposal · 25,000
Etechaces Employees Stock Option Plan TrustDisposal · 45,67,500
Etechaces Employees Stock Option Plan TrustDisposal · 50,00,000
Etechaces Employees Stock Option Plan TrustDisposal · 3,33,500
Etechaces Employees Stock Option Plan TrustDisposal · 22,38,000
Substantial Acquisitions (SAST)
7 disclosure(s)
Market14/07/2026 · 1,29,068
Market14/07/2026 · 1,29,068
Allotment06/12/2025 · 2,99,48,003
Allotment06/12/2025 · 2,99,41,996
Scheme Of Amalgamation06/12/2025 · 2,99,41,996
Market12/11/2025 · 92,14,138
Company Information
Incorporated2008
ChairmanYashish Dahiya
AuditorWalker Chandiok & Co LLP
Investor Email[email protected]; complianceofficer
📍 Plot No 119 Sector 44, Gurgaon, Haryana, 122001
Technical AnalysisPremium
Technical analysis (Premium)
Log in to see RSI, MACD, moving averages, oscillators and pivot levels for this stock.
More stocks
Prices are delayed/indicative; pros & cons are AI generated. Informational only — not investment advice. ← Back to search
