IPOPLUS

₹14

▲ +0.32 +2.34%

18 Jun 2026

NSE Listed · Banks

Utkarsh Small Fin Bank Limited (UTKARSHBNK)

Volume: 1,77,061Avg Vol 1W: 3,58,137Avg Vol 1M: 3,08,52152W Range:₹10.12₹22.03
NSE BSE www.utkarsh.bank.in
₹14▲ 2.34%
Key Ratios
Updated 1h ago
Market Cap—
Current Price₹14
Previous Close₹13.68
High / Low (52w)₹22.03 / ₹10.12
Volume1,77,061
Avg Vol (1W)3,58,137
Avg Vol (1M)3,08,521
Stock P/E100.09
Book Value₹15.29
Dividend Yield—
ROE—
ROA—
Revenue (TTM)₹345 Cr
Revenue Growth—
Profit Margin—
Total Debt—
Shares Outstanding—
Face Value₹10
EPS (TTM)₹-1.06
P/B0.93
Debt / Equity—
50 DMA₹13.89
200 DMA₹13.55
Day change+2.34%
Price Chart
₹14▼ 24.37% · 1Y
₹23₹1014.9Cr
2025-10-01
2026-06-16

20-day avg volume: 3.0L shares

Pros
  • Revenue grew 15% YoY.
  • Stock trades below its book value.
Cons
  • Stock trades at a high P/E of 100.
Quarterly Results
MetricMar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024Jun 2024Mar 2024Dec 2023Sept 2023Jun 2023Mar 2023Dec 2022Sept 2022Jun 2022Mar 2022Dec 2021Sept 2021Jun 2021Mar 2021Dec 2020Sept 2020
Revenue₹491 Cr₹429 Cr₹448 Cr₹540 Cr₹699 Cr——————————————————
EBITDA———————————————————————
Net Profit₹-188 Cr₹-375 Cr₹-348 Cr₹-239 Cr₹3 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
EPS-1.06-2.46-2.68-2.170.03-1.520.461.241.441.131.151.21.491.040.9810.55-0.280.250.190.180.270.38
Profit & Loss (Annual)
MetricMar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Revenue₹2,623 Cr₹2,286 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
EBITDA₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
Net Profit₹0 Cr₹498 Cr₹405 Cr₹0 Cr₹0 Cr₹0 Cr
EPS———0.71.462.49
Balance Sheet
MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Total Assets₹28,869 Cr₹28,127 Cr₹23,903 Cr₹19,117 Cr₹0 Cr₹0 Cr₹0 Cr
Total Liabilities₹26,093 Cr₹25,153 Cr₹20,929 Cr₹17,117 Cr₹0 Cr₹0 Cr₹0 Cr
Equity₹2,776 Cr₹2,975 Cr₹2,973 Cr₹2,000 Cr₹0 Cr₹0 Cr₹0 Cr
Total Debt₹2,829 Cr₹2,355 Cr₹1,845 Cr₹2,199 Cr₹0 Cr₹0 Cr₹0 Cr
Cash Flow
MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operating₹781 Cr₹876 Cr₹991 Cr₹1,573 Cr₹0 Cr₹0 Cr
Investing₹-3,309 Cr₹-777 Cr₹-620 Cr₹-693 Cr₹0 Cr₹0 Cr
Financing₹1,412 Cr₹310 Cr₹140 Cr₹-235 Cr₹0 Cr₹0 Cr
Free Cash Flow₹631 Cr₹717 Cr₹921 Cr₹1,497 Cr₹0 Cr₹0 Cr
Shareholding
Promoter 42.67% Institutions 21.06% Public 36.28%
About Utkarsh Small Fin Bank Limited

Banks · Banks - Private Sector

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited.

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