NSE · USHAFIN · Finance
Usha Financial Services Limited
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹61 Cr with net profit ₹14 Cr — a 22.77% net margin, versus 20% the period before.
Shareholding
As of 2026-06-30
- Promoter74.97%
- Public22.48%
- FII1.98%
- DII0.57%
1,691 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.98× from low to high.
Risk flags
Derived from disclosed data
No flags raised by the data.
Peer comparison
Finance & Investments · ranked #188 of 600 by market cap · medians across 50 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹6,55,904 Cr | 119.85 | 5.75 | 16.68% | 23.34% |
| Life Insurance Corporation of India | ₹5,34,905 Cr | 9.31 | 3.01 | 32.53% | 10.69% |
| Bajaj Finserv Ltd. | ₹3,05,609 Cr | 120.09 | 3.92 | 12.58% | 6.58% |
| Shriram Finance Limited | ₹2,41,695 Cr | 21.36 | 2.29 | 15.21% | 22.94% |
| Jio Financial Services Ltd. | ₹1,63,065 Cr | 574.3 | 1.17 | 1.17% | 0.44% |
| Tata Capital Limited | ₹1,53,197 Cr | 28.17 | 3.43 | 10.57% | 16.53% |
| Cholamandalam Investment & Finance Company Ltd. | ₹1,51,402 Cr | 91.88 | 4.97 | 17.18% | 16.84% |
| Bajaj Holdings & Investment Ltd. | ₹1,22,089 Cr | 47.41 | 1.67 | 11.33% | 0.95% |
| Muthoot Finance Limited | ₹1,20,790 Cr | 11.41 | 3.09 | 27.06% | 33.93% |
| Billionbrains Garage Ventures Ltd. | ₹1,20,660 Cr | 173.27 | 12.43 | 21.58% | 44.85% |
| Usha Financial Services Limited(this company) | ₹157 Cr | 6.96 | 0.68 | 9.78% | 31.87% |
AI analysis
AI-generated · google/gemini-2.5-flashUsha Financial Services Limited (USHAFIN) is listed on the Indian markets. The company reported revenue of Rs 60.62 Cr and a profit margin of 31.87%. It has an EPS of 5.17 and a market capitalization of Rs 150 Cr. The promoter holding stands at 74.9732%.
Positives
- +The profit margin is 31.87%, indicating good operational efficiency.
- +Promoter holding of 74.9732% is high.
- +The institutional holding consisting of DII (0.5631%) and FII (2.164%) has increased to 2.7271% in Mar 2026 from 0% in Jul 2024.
Negatives
- −The debt-to-equity ratio is 1.15, which indicates a reliance on debt financing.
- −Quarterly revenue figures are not consistently disclosed since Dec 2024.
- −The number of shareholders has decreased from 3190 in Oct 2024 to 1739 in Mar 2026.
Financial Performance
In the fiscal year ending March 2025, Usha Financial Services Limited reported revenue of Rs 60.6234 Cr. Net profit for the same period was Rs 13.8011 Cr. Over the past five years, revenue has grown from Rs 25.8852 Cr in Mar 2021 to Rs 60.6234 Cr in Mar 2025. Similarly, net profit has increased from Rs 3.8556 Cr in Mar 2021 to Rs 13.8011 Cr in Mar 2025.
Profitability & Returns
The company's profit margin stood at 31.87%. Return on equity (ROE) was 9.78% and return on capital employed (ROCE) was 13.2846%. Earnings per share (EPS) for the latest reported period is Rs 5.17.
Balance Sheet
The debt-to-equity ratio for Usha Financial Services Limited is 1.15. The book value per share is Rs 52.83. The company has a current market capitalization of Rs 150 Cr.
Ownership & Pledges
As of March 31, 2026, promoter holding in Usha Financial Services Limited was 74.9732%. Public shareholding was 22.2997% and institutional holding through DIIs and FIIs combined stood at 2.7271%. There are no promoter shares reported as pledged.
Regulatory & Surveillance
No information regarding surveillance measures was found for Usha Financial Services Limited.
Data as of — price: 2026-07-30 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.
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