NSE · SBICARD
SBI Cards & Payment Services Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹20,708 Cr with net profit ₹2,167 Cr — a 10.46% net margin, versus 10.28% the period before.
Shareholding
As of 2026-09-30
- Promoter68.86%
- Public3.83%
- FII7.12%
- DII20.2%
7,17,215 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.75× from low to high.
Risk flags
Derived from disclosed data
No flags raised by the data.
Peer comparison
Finance & Investments · ranked #21 of 606 by market cap · medians across 49 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹6,77,228 Cr | 30.95 | 5.48 | 17.61% | 24.15% |
| Life Insurance Corporation of India | ₹4,98,410 Cr | 8.3 | 2.63 | 32.73% | 10.97% |
| Bajaj Finserv Ltd. | ₹2,98,736 Cr | 27.36 | 3.55 | 12.69% | 6.58% |
| Shriram Finance Limited | ₹2,26,167 Cr | 17.83 | 2.03 | 11.39% | 24.79% |
| Jio Financial Services Ltd. | ₹1,58,445 Cr | 92.48 | 1.21 | 1.32% | 30.44% |
| Tata Capital Limited | ₹1,51,988 Cr | 25.34 | 3.1 | 12.18% | 17.39% |
| ICICI Prudential Asset Management Co Ltd. | ₹1,45,104 Cr | 41 | 27.17 | 66.27% | 56.23% |
| Billionbrains Garage Ventures Ltd. | ₹1,34,933 Cr | 50.14 | 11.65 | 23.29% | 47.06% |
| Bajaj Holdings & Investment Ltd. | ₹1,22,913 Cr | 13.23 | 1.67 | 12.59% | 1005.4% |
| HDFC Life Insurance Company Ltd. | ₹1,22,816 Cr | 59.95 | 6.31 | 10.52% | 2.47% |
| SBI Cards & Payment Services Ltd.(this company) | ₹55,671 Cr | 21.35 | 3.23 | 15.19% | 12.88% |
AI analysis
AI-generated · google/gemini-2.5-flashSBI Cards & Payment Services Ltd. is listed on the Indian markets with a market capitalization of Rs 62302 Cr. The company reported a revenue of Rs 18637.15 Cr and an EPS of 20.14.
Positives
- +Promoter holding is high at 68.8603% as of Jun 2026.
- +The company's revenue has consistently grown from Rs 9713.58 Cr in Mar 2021 to Rs 18637.15 Cr in Mar 2025.
- +Net profit increased from Rs 984.52 Cr in Mar 2021 to Rs 1916.41 Cr in Mar 2025.
Negatives
- −The Debt-to-Equity ratio of 3.28 is high, indicating significant reliance on debt.
- −The latest annual EPS declined to 20.14 in Mar 2025 from 25.37 in Mar 2024.
- −Promoter holding has shown a slight decrease from 69.4699% in Dec 2021 to 68.8603% in Jun 2026.
Financial Performance
SBI Cards & Payment Services Ltd. recorded a revenue of Rs 18637.15 Cr for the latest financial year. Annual revenue has shown growth from Rs 9713.58 Cr in Mar 2021 to Rs 18637.15 Cr in Mar 2025. Net profit for the same period increased from Rs 984.52 Cr to Rs 1916.41 Cr.
Profitability & Returns
The company's Return on Equity (ROE) stands at 14.8%, while Return on Capital Employed (ROCE) is 9.8183%. The Earnings Per Share (EPS) for the latest period is 20.14. Over the past five years, annual EPS has ranged from 10.38 in Mar 2021 to 25.37 in Mar 2024, before declining to 20.14 in Mar 2025.
Balance Sheet
SBI Cards & Payment Services Ltd. has a book value per share of Rs 144.86. The debt-to-equity ratio is 3.28, indicating a higher reliance on debt financing. The company's PE ratio is 43.8.
Ownership & Pledges
Promoter holding in SBI Cards & Payment Services Ltd. is 68.8603% as of June 30, 2026. Public shareholding stands at 4.0278%. There are no reported promoter share pledges.
Regulatory & Surveillance
The company has not been flagged under any surveillance measures. There is no information available regarding pledges of promoter shares, indicating no immediate risk from pledged holdings.
Data as of — price: 2026-11-07 · financials: Mar 26 · shareholding: Sep 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.
Back to SBI Cards & Payment Services Ltd.share price & fundamentals