NSE · RHFL
Reliance Home Finance Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹391 Cr with net profit ₹5,419 Cr — a 1384.51% net margin, versus -1853.36% the period before.
Shareholding
As of 2025-03-31
- Promoter0.74%
- Public97.71%
- FII0.01%
- DII1.55%
10,06,312 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 3.03× from low to high.
Risk flags
Derived from disclosed data
- Under exchange surveillance — GSM · GSM 0 · IBC. Trading may carry price bands, periodic call auction or higher margins.
Peer comparison
Finance - Housing · ranked #10 of 15 by market cap · medians across 14 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| LIC Housing Finance Ltd. | ₹30,286 Cr | 20.29 | 0.73 | 13.53% | 19.43% |
| PNB Housing Finance Ltd. | ₹27,662 Cr | 42.17 | 1.44 | 11.92% | 26.94% |
| Aadhar Housing Finance Limited | ₹21,815 Cr | 69.67 | 2.88 | 14.53% | 29.84% |
| Sammaan Capital Limited | ₹18,794 Cr | — | 0.98 | -3.42% | -87.49% |
| Aptus Value Housing Finance India Ltd. | ₹14,081 Cr | 53.87 | 2.78 | 18.64% | 43.01% |
| Aavas Financiers Limited | ₹10,943 Cr | 60.16 | 2.17 | 13% | 24.32% |
| India Shelter Finance Corporation Ltd. | ₹7,861 Cr | 57.08 | 2.46 | 15.73% | 32.92% |
| Repco Home Finance Ltd. | ₹2,419 Cr | 17.89 | 0.6 | 11.77% | 26.68% |
| GIC Housing Finance Ltd. | ₹794 Cr | 14.8 | 0.38 | 7.35% | 14.48% |
| Reliance Home Finance Ltd.(this company) | ₹107 Cr | 4.36 | 0 | 7.65% | 10986.36% |
AI analysis
AI-generated · google/gemini-2.5-flashReliance Home Finance Ltd. (RHFL) has a market capitalization of Rs 107 Cr. The company reported revenue of Rs 391.37 Cr and a profit margin of 10986.36%. As of March 31, 2025, promoter holding stands at 0.7351%, with public shareholders holding 97.7104%. The company is currently under GSM, GSM, and IBC surveillance measures.
Positives
- +The company reported a profit margin of 10986.36%.
- +The debt-to-equity ratio is 0, indicating no debt.
- +Return on capital employed (ROCE) is 25.3451%.
Negatives
- −The promoter holding has significantly decreased to 0.7351% as of March 31, 2025, from 30.16% in June 2019.
- −The book value per share is negative, at Rs -1.09.
- −The company is under multiple surveillance measures: GSM, GSM, and IBC.
- −The majority of quarterly net profit figures are negative, with recent quarters showing losses such as Rs -0.69 Cr in Mar 2025 and Rs -1.92 Cr in Dec 2024.
- −The public shareholding is very high at 97.7104%, which can be a concern for governance.
Financial Performance
For the fiscal year ending March 2023, Reliance Home Finance Ltd. reported a revenue of Rs 391.37 Cr. This represents a significant change from previous years, where revenue was Rs 293.5 Cr in March 2022 and Rs 840.42 Cr in March 2021. The net profit was Rs 5418.57 Cr in March 2023, after reporting losses of Rs -5439.6 Cr in March 2022 and Rs -1519.91 Cr in March 2021.
Profitability & Returns
The company's profitability metrics show a profit margin of 10986.36%. Return on equity (ROE) is reported at 7.65%, and return on capital employed (ROCE) is 25.3451%. The earnings per share (EPS) for the fiscal year ending March 2023 was Rs 111.72, a reversal from previous negative EPS figures of Rs -112.15 in March 2022 and Rs -31.33 in March 2021.
Balance Sheet
Reliance Home Finance Ltd. has a debt-to-equity ratio of 0. This indicates no reported debt relative to equity. The book value per share is negative at Rs -1.09, suggesting that liabilities exceed assets from an accounting perspective. The price-to-earnings (PE) ratio is 4.36.
Ownership & Pledges
As of March 31, 2025, the promoter holding in Reliance Home Finance Ltd. is 0.7351%. There is no promoter pledge reported as of March 31, 2025. The number of shareholders is 1,006,312.
Regulatory & Surveillance
Reliance Home Finance Ltd. is currently under surveillance. The measures identified are GSM, GSM, and IBC. This indicates enhanced regulatory scrutiny on the company's financial and operational conduct.
Data as of — price: 2026-07-29 · financials: Mar 23 · shareholding: Mar 25. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.
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