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NSE · MUTHOOTMF · Financial Services

Muthoot Microfin Limited

246.88
₹4,357 Cr market cap
P/E
60.28
EPS
₹10.01
Book value
₹167.58
ROE
5.97%
ROCE
8.62%
Debt / equity

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

0641128219232564Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25Mar 26
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹2,381 Cr with net profit ₹170 Cr — a 7.15% net margin, versus -8.68% the period before.

Shareholding

As of 2026-06-30

55.47%
promoter holding
  • Promoter55.47%
  • Public18.04%
  • FII23.12%
  • DII3.38%

1,36,798 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

55.47%55.47%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

141247263

The band spans 1.86× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Credit Services · ranked #2 of 11 by market cap · medians across 5 industry peers

P/E
60.28vs 26.3 peer med
P/B
1.53vs 1.35 peer med
ROE %
5.97vs 2.32 peer med
Margin %
7.19vs 3.8 peer med
CompanyMkt capP/EP/BROEMargin
Cholamandalam Investment & Finance Company Ltd.₹1,51,244 Cr26.34.9717.18%17.61%
Muthoot Microfin Limited(this company)₹4,209 Cr24.661.475.97%7.19%
Laxmi India Finance Ltd.₹631 Cr12.681.3610.69%15.7%
Moneyboxx Finance Limited₹398 Cr299.891.340.45%0.58%
Muthoot Capital Services Ltd.₹376 Cr14.950.561.85%3.8%
Tcifinanceltd-Roll Sett₹19 Cr189.382.32%0%

AI analysis

AI-generated · google/gemini-2.5-flash

Muthoot Microfin Limited (MUTHOOTMF) has a market capitalization of Rs 4318 Cr. The company reported a revenue of Rs 1506.23 Cr and a profit margin of 7.19%. Its earnings per share (EPS) is Rs 10.01 and book value is Rs 167.58.

Positives

  • +Promoter holding is stable at 55.47% as of June 30, 2026.
  • +The institutional shareholding is significant at 26.49% as of June 30, 2026.

Negatives

  • The debt-to-equity ratio of 3.25 is high.
  • The company reported a negative EPS of Rs -13.07 in Mar 2025, indicating a loss.
  • The quarterly net profit shows significant fluctuations, including a net loss of Rs -401.15 Cr in Mar 2025.
  • The Return on Equity (ROE) is 5.97% and Return on Capital Employed (ROCE) is 8.62%, indicating modest returns.
  • The company's dividend yield is 0%, indicating no dividend payouts.

Financial Performance

Muthoot Microfin Limited's revenue was Rs 1506.23 Cr. The company's net profit in the latest reporting period was Rs 170.27 Cr. Annual revenue has shown variability, with a recorded Rs 842.94 Cr in Mar 2022, Rs 1446.34 Cr in Mar 2023, Rs 2255.28 Cr in Mar 2024, and Rs 2564.44 Cr in Mar 2025 (with a net loss of Rs -222.52 Cr), followed by Rs 1506.23 Cr in Mar 2026.

Profitability & Returns

The company's profit margin is 7.19%. Return on equity (ROE) is 5.97% and return on capital employed (ROCE) is 8.62%. The earnings per share (EPS) for the latest period stands at Rs 10.01. Annually, EPS has fluctuated significantly, from Rs 3.97 in Mar 2022 to Rs 30.25 in Mar 2024, followed by a negative EPS of Rs -13.07 in Mar 2025.

Balance Sheet

Muthoot Microfin Limited has a debt-to-equity ratio of 3.25. The book value per share is Rs 167.58. The company has a dividend yield of 0%.

Ownership & Pledges

The public shareholding is 18.04%. Total institutional holding is 26.49%.

Shareholding Trend

Promoter holding has remained constant at 55.47% since December 2023. FII holding decreased from 27.59% in December 2023 to 23.12% in June 2026. DII holding increased from 2.80% in December 2023 to 3.38% in June 2026. Public shareholding increased from 14.14% in December 2023 to 18.04% in June 2026.

Data as of — price: 2026-07-30 · financials: Mar 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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