IPO Plus

NSE · LAXMIINDIA

Laxmi India Finance Ltd.

₹101.6
₹532 Cr market cap
P/E
9.42
EPS
₹10.79
Book value
₹88.85
ROE
12.55%
ROCE
10.87%
Debt / equity
4.14

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

062.01124186248Mar 21Mar 22Mar 23Mar 24Mar 25
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹248 Cr with net profit ₹36 Cr — a 14.52% net margin, versus 12.84% the period before.

Shareholding

As of 2026-09-30

60.17%
promoter holding
  • Promoter60.17%
  • Public33.13%
  • FII1.6%
  • DII5.1%

29,199 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

89.05%60.17%Jul 25Sep 26

52-week position

Where the current price sits in its yearly band

₹71.06₹102₹154

The band spans 2.17× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Credit Services · ranked #6 of 11 by market cap · medians across 10 industry peers

P/E
9.42vs 13.02 peer med
P/B
1.14vs 0.97 peer med
ROE %
12.55vs 10.19 peer med
Margin %
17.22vs 16.15 peer med
CompanyMkt capP/EP/BROEMargin
Cholamandalam Investment & Finance Company Ltd.₹1,58,662 Cr25.54.5818.02%18.06%
Indian Railway Finance Corporation Ltd.₹1,08,861 Cr14.771.812.17%24.49%
Five-Star Business Finance Ltd.₹13,067 Cr11.71.6514.13%33.65%
Aye Finance Limited₹3,925 Cr13.541.4610.75%14.86%
Muthoot Microfin Limited₹2,855 Cr8.770.9410.66%12.36%
Laxmi India Finance Ltd.(this company)₹532 Cr9.421.1412.55%17.22%
Muthoot Capital Services Ltd.₹334 Cr12.490.483.74%3.92%
Akme Fintrade (India) Ltd.₹313 Cr6.790.669.72%27.97%
Moneyboxx Finance Limited₹292 Cr149.510.65%0.84%
Baid Finserv Limited₹163 Cr10.260.656.41%17.45%

AI analysis

AI-generated · google/gemini-2.5-flash

Laxmi India Finance Ltd. is listed on the Indian markets with a market capitalization of Rs 617 Cr. The company reported revenue of Rs 248.04 Cr and a profit margin of 15.7%. The debt-to-equity ratio stands at 4.14.

Positives

  • +Revenue grew 38.1% to Rs 248.04 Cr.
  • +Promoter holding is 60.1672% as of Jun 30, 2026.
  • +Return on Capital Employed (ROCE) is 11.2694%.
  • +Net profit increased from Rs 10.4897 Cr in Mar 2021 to Rs 36.0044 Cr in Mar 2025.

Negatives

  • −Debt-to-equity ratio is high at 4.14.
  • −The company is under ESM Stage 1 surveillance.
  • −Net profit has not been disclosed for most recent quarters beyond March 2026.
  • −Promoter holding decreased from 60.4549% in Dec 2025 to 60.1672% in Jun 2026.

Financial Performance

Laxmi India Finance Ltd. experienced a revenue growth of 38.1%. Annual revenue has increased from Rs 88.776 Cr in Mar 2021 to Rs 248.0377 Cr in Mar 2025. Net profit also showed an upward trend, rising from Rs 10.4897 Cr in Mar 2021 to Rs 36.0044 Cr in Mar 2025.

Profitability & Returns

The company's Return on Equity (ROE) is 10.69%, and Return on Capital Employed (ROCE) is 11.2694%. The EPS for the latest period is 9.5, with an annual increase from Rs 7.51 in Mar 2021 to Rs 8.78 in Mar 2025.

Balance Sheet

Laxmi India Finance Ltd. has a book value of Rs 88.85 per share. The debt-to-equity ratio is 4.14, which indicates a substantial reliance on debt financing. There is no dividend yield reported for the company.

Ownership & Pledges

As of June 30, 2026, promoters held 60.1672% of the company's shares. Public shareholding was 33.1188%, while DIIs held 5.3168% and FIIs held 1.3972%. There were no promoter shares reported as pledged.

Regulatory & Surveillance

The company is under ESM (Enhanced Surveillance Measure) Stage 1 by the exchanges, indicating closer monitoring due to specific risk parameters.

Data as of — price: 2026-11-14 · financials: Mar 25 · shareholding: Sep 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

Back to Laxmi India Finance Ltd.share price & fundamentals

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