NSE · IOB
Indian Overseas Bank
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Shareholding
As of 2026-09-30
- Promoter92.44%
- Public2.91%
- FII0.48%
- DII4.17%
9,43,961 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.44× from low to high.
Risk flags
Derived from disclosed data
- Reported zero revenue in 7 of the last 8 disclosed periods.
Peer comparison
Banks - Regional · ranked #12 of 22 by market cap · medians across 21 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | ₹11,28,308 Cr | 19.1 | 2.94 | 16.02% | 28.65% |
| Kotak Mahindra Bank Ltd. | ₹4,77,498 Cr | 22.51 | 2.45 | 11% | 29.2% |
| Axis Bank Limited | ₹4,11,985 Cr | 13.76 | 1.79 | 12.97% | 21.16% |
| Punjab National Bank | ₹1,45,443 Cr | 6.36 | 0.96 | 13.24% | 16.99% |
| Union Bank of India | ₹1,42,748 Cr | 6.49 | 1.04 | 14.77% | 20.13% |
| Bank of Baroda | ₹1,29,444 Cr | 5.44 | 0.74 | 11.02% | 14.09% |
| Indian Bank | ₹1,21,496 Cr | 9.19 | 1.52 | 14.91% | 18.4% |
| AU Small Finance Bank Ltd. | ₹70,050 Cr | 22.22 | 3.25 | 14.46% | 15.26% |
| Bank of Maharashtra | ₹66,847 Cr | 8.35 | 1.88 | 21.75% | 25.22% |
| IDFC First Bank Limited | ₹66,696 Cr | 22.16 | 1.35 | 6.06% | 6.84% |
| Indian Overseas Bank(this company) | ₹58,848 Cr | 8.83 | 1.59 | 15.97% | 19.23% |
AI analysis
AI-generated · google/gemini-2.5-flashIndian Overseas Bank is listed on the Indian markets with a market capitalization of Rs 67398 Cr. The bank reported revenue of Rs 37742.58 Cr with a revenue growth of 21.2%. The profit margin stands at 16.99%. The 52-week high for the share price was Rs 41.8 and the 52-week low was Rs 31.2.
Positives
- +The company reported a revenue growth of 21.2%.
- +Net profit has shown a consistent quarter-on-quarter increase, from Rs 1226.42 Cr in Sept 2025 to Rs 1659.24 Cr in Jun 2026.
- +The debt-to-equity ratio is 0, indicating no debt.
- +Promoter holding is high at 92.4384% as of June 30, 2026.
- +No shares have been pledged by the promoters, with promoter pledge at 0%.
Negatives
- −Return on Capital Employed (ROCE) is 5.53%, which is lower than the Return on Equity (ROE) of 14.09%.
- −The company's dividend yield is 0%, indicating no dividend payouts.
- −Details regarding quarterly revenue and EBITDA are not available for most recent quarters.
- −The P/E ratio is 43.21, which may be considered high compared to the EPS of Rs 3.09.
Financial Performance
Indian Overseas Bank recorded a revenue of Rs 37742.58 Cr, reflecting a revenue growth of 21.2%. The net profit for the annual period ending Mar 2026 was Rs 5418.4659 Cr. Over the last four quarters, net profit has shown a quarter-on-quarter increase, from Rs 1226.42 Cr in Sept 2025 to Rs 1659.24 Cr in Jun 2026.
Profitability & Returns
The company's profit margin is 16.99%. For the annual period ending Mar 2026, the Earnings Per Share (EPS) was Rs 2.7. Return on Equity (ROE) is 14.09%, while Return on Capital Employed (ROCE) is 5.53%. The company's PE ratio stands at 43.21.
Balance Sheet
Indian Overseas Bank has a book value of Rs 18.44 per share. The debt-to-equity ratio is 0, indicating no outstanding debt relative to equity. There is no dividend yield reported for the company.
Ownership & Pledges
Public shareholding is 2.7976%. The percentage of promoter shares pledged is 0%. The total number of shareholders is 955025.
Data as of — price: 2026-11-07 · financials: Sep 26 · shareholding: Sep 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.