NSE · CUB · Banks
City Union Bank Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹7,909 Cr with net profit ₹1,326 Cr — a 16.77% net margin, versus 16.69% the period before.
Shareholding
As of 2026-06-30
- Public36.5%
- FII18.65%
- DII44.85%
2,15,181 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
Not enough history.
52-week position
Where the current price sits in its yearly band
The band spans 1.95× from low to high.
Risk flags
Derived from disclosed data
No flags raised by the data.
Peer comparison
Banks - Private Sector · ranked #1 of 15 by market cap · medians across 11 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | ₹11,52,052 Cr | 56.6 | 1.98 | 13.52% | 21.81% |
| IDBI Bank Limited | ₹90,471 Cr | 44.99 | 1.32 | 13.43% | 0.32% |
| Federal Bank Ltd. | ₹88,600 Cr | 66.02 | 2.3 | 11.2% | 14.64% |
| Indusind Bank Ltd. | ₹78,883 Cr | 132.69 | 1.2 | 1.35% | 1.92% |
| Yes Bank Limited | ₹71,689 Cr | 67.18 | 1.37 | 7.2% | 12.31% |
| RBL Bank Limited | ₹57,475 Cr | 93.72 | 1.35 | 5.38% | 6.1% |
| Tamilnad Mercantile Bank Ltd. | ₹13,701 Cr | 36.66 | 1.3 | 13.67% | 23.69% |
| South Indian Bank Ltd. | ₹12,180 Cr | 29.82 | 1.03 | 12.79% | 14.94% |
| Karnataka Bank Ltd. | ₹10,555 Cr | 8.05 | 0.83 | 9.91% | 14.7% |
| Utkarsh Small Fin Bank Limited | ₹2,571 Cr | 100.09 | 0.93 | -41.47% | -34.06% |
| City Union Bank Ltd.(this company) | — | 47.29 | 1.61 | — | — |
AI analysis
AI-generated · google/gemini-2.5-flashCity Union Bank Ltd. (CUB) is listed on the Indian markets with a market capitalization of Rs 22291 Cr. The bank's P/E ratio is 46.48 and its Book Value is Rs 106.63. The Earnings Per Share (EPS) stands at Rs 13.39, while the Return on Equity (ROE) is 12.55% and Return on Capital Employed (ROCE) is 5.89%. The company reported revenue of Rs 2819.83 Cr and a profit margin of 19.31%.
Positives
- +The company has a debt-to-equity ratio of 0, indicating no debt.
- +Promoter shareholding is 0%, meaning no shares are pledged by promoters.
- +Return on Equity (ROE) stands at 12.55%, indicating efficient use of shareholder funds.
- +The number of shareholders has increased to 215,181 in June 2026 from 92,113 in June 2018, showing growing investor interest.
- +Net profit saw significant annual growth from Rs 760.17 Cr in Mar 2022 to Rs 1123.63 Cr in Mar 2025.
Negatives
- −The dividend yield is 67%, which appears unusually high and may indicate a data discrepancy or a special dividend rather than a sustainable yield.
- −The P/E ratio is 46.48, which is relatively high when compared to the EPS of Rs 13.39.
- −Revenue growth for the latest period is not available, making it difficult to assess recent top-line performance.
Financial Performance
City Union Bank Ltd. reported revenue of Rs 28198304000 for the period ending March 2026. The net profit for the same period was Rs 13262310000. Annually, revenue has grown from Rs 4863.86 Cr in Mar 2022 to Rs 6732.11 Cr in Mar 2025. Net profit also increased from Rs 760.17 Cr in Mar 2022 to Rs 1123.63 Cr in Mar 2025.
Profitability & Returns
The company has a profit margin of 19.31%. Return on Equity (ROE) is reported at 12.55%, and Return on Capital Employed (ROCE) is 5.89%. The diluted EPS stood at Rs 13.39. Over the years, annual EPS has generally increased from Rs 10.18 in Mar 2022 to Rs 15.07 in Mar 2025.
Balance Sheet
City Union Bank Ltd. has a debt-to-equity ratio of 0, indicating no debt. The book value per share is Rs 106.63. There are no promoter pledges reported for the latest period.
Ownership & Pledges
As of June 30, 2026, the DII shareholding in City Union Bank Ltd. was 44.85%, while FIIs held 18.65%. The public shareholding was 36.50%. Institutional holding stood at 63.50%. The number of shareholders increased to 215,181 in June 2026 from 92,113 in June 2018. There are no shares pledged by the promoters.
Regulatory & Surveillance
No specific information regarding regulatory actions or surveillance measures was provided for City Union Bank Ltd. in the available data. The company has a stable shareholding pattern with no promoter share pledges, indicating a lack of immediate financial distress from that aspect.
Data as of — price: 2026-07-30 · financials: Mar 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.