₹1,679.2
▼ -1.2 -0.07%
17 Jun 2026
NSE Listed · Financial Services
Cholamandalam In & Fin Co (CHOLAFIN)
20-day avg volume: 14.2L shares
- Healthy return on equity of 19.3%.
- Revenue grew 26% YoY.
- Net profit is growing year over year.
- High debt relative to equity.
| Metric | Mar 2026 | Dec 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|
| Revenue | ₹4,811 Cr | ₹4,363 Cr | ₹3,885 Cr | ₹3,772 Cr | ₹3,562 Cr |
| EBITDA | — | — | — | — | — |
| Net Profit | ₹1,645 Cr | ₹1,290 Cr | ₹1,138 Cr | ₹1,260 Cr | ₹1,088 Cr |
| EPS | 19.28 | 15.25 | 13.5 | 14.94 | 12.91 |
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Revenue | ₹17,155 Cr | ₹13,658 Cr | ₹10,189 Cr | ₹7,358 Cr |
| EBITDA | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Net Profit | ₹5,233 Cr | ₹4,263 Cr | ₹3,420 Cr | ₹2,665 Cr |
| EPS | — | — | — | — |
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Total Assets | ₹2,45,448 Cr | ₹2,01,887 Cr | ₹1,56,686 Cr | ₹1,13,627 Cr |
| Total Liabilities | ₹2,14,990 Cr | ₹1,78,218 Cr | ₹1,37,093 Cr | ₹99,281 Cr |
| Equity | ₹30,458 Cr | ₹23,669 Cr | ₹19,593 Cr | ₹14,346 Cr |
| Total Debt | ₹2,11,070 Cr | ₹1,75,595 Cr | ₹1,34,848 Cr | ₹97,524 Cr |
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Operating | ₹-30,021 Cr | ₹-32,413 Cr | ₹-35,683 Cr | ₹-27,105 Cr |
| Investing | ₹-2,554 Cr | ₹-2,948 Cr | ₹-2,855 Cr | ₹-2,148 Cr |
| Financing | ₹35,610 Cr | ₹39,795 Cr | ₹38,471 Cr | ₹27,466 Cr |
| Free Cash Flow | ₹-30,286 Cr | ₹-32,613 Cr | ₹-36,759 Cr | ₹-27,294 Cr |
Financial Services · Credit Services
Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professional and non-professional customers, and micro and small businesses. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer portal services under the Gaadi Bazaar brand, which act as a hub for dealers in listing vehicles, generating leads, and applying for loans and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is headquartered in Chennai, India.
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