IPOPLUS

1,679.2

-1.2 -0.07%

17 Jun 2026

NSE Listed · Financial Services

Cholamandalam In & Fin Co (CHOLAFIN)

Volume: 32,65,447Avg Vol 1W: 17,48,662Avg Vol 1M: 14,03,49052W Range:1,299.41,831.5
₹1,679.2 0.07%
Market Cap₹1,33,679 Cr
Current Price₹1,679.2
Previous Close₹1,680.4
High / Low (52w)₹1,831.5 / ₹1,299.4
Volume32,65,447
Avg Vol (1W)17,48,662
Avg Vol (1M)14,03,490
Stock P/E26.92
Book Value₹357.87
Dividend Yield0.08%
ROE19.33%
ROA2.34%
Revenue (TTM)₹13,153 Cr
Revenue Growth24.1%
Profit Margin39.78%
Total Debt₹2,11,156 Cr
Shares Outstanding85 Cr
Face Value
EPS (TTM)₹61.84
P/B4.38
Debt / Equity693.26
50 DMA₹1,544.72
200 DMA₹1,618.31
Day change-0.07%
Price Chart
1,679.2 8.13% · 1Y
1800135593.8L
2025-06-17
2026-06-12

20-day avg volume: 14.2L shares

Pros
  • Healthy return on equity of 19.3%.
  • Revenue grew 26% YoY.
  • Net profit is growing year over year.
Cons
  • High debt relative to equity.
Quarterly Results
MetricMar 2026Dec 2025Jun 2025Mar 2025Dec 2024
Revenue₹4,811 Cr₹4,363 Cr₹3,885 Cr₹3,772 Cr₹3,562 Cr
EBITDA
Net Profit₹1,645 Cr₹1,290 Cr₹1,138 Cr₹1,260 Cr₹1,088 Cr
EPS19.2815.2513.514.9412.91
Profit & Loss (Annual)
MetricMar 2026Mar 2025Mar 2024Mar 2023
Revenue₹17,155 Cr₹13,658 Cr₹10,189 Cr₹7,358 Cr
EBITDA₹0 Cr₹0 Cr₹0 Cr₹0 Cr
Net Profit₹5,233 Cr₹4,263 Cr₹3,420 Cr₹2,665 Cr
EPS
Balance Sheet
MetricMar 2026Mar 2025Mar 2024Mar 2023
Total Assets₹2,45,448 Cr₹2,01,887 Cr₹1,56,686 Cr₹1,13,627 Cr
Total Liabilities₹2,14,990 Cr₹1,78,218 Cr₹1,37,093 Cr₹99,281 Cr
Equity₹30,458 Cr₹23,669 Cr₹19,593 Cr₹14,346 Cr
Total Debt₹2,11,070 Cr₹1,75,595 Cr₹1,34,848 Cr₹97,524 Cr
Cash Flow
MetricMar 2026Mar 2025Mar 2024Mar 2023
Operating₹-30,021 Cr₹-32,413 Cr₹-35,683 Cr₹-27,105 Cr
Investing₹-2,554 Cr₹-2,948 Cr₹-2,855 Cr₹-2,148 Cr
Financing₹35,610 Cr₹39,795 Cr₹38,471 Cr₹27,466 Cr
Free Cash Flow₹-30,286 Cr₹-32,613 Cr₹-36,759 Cr₹-27,294 Cr
Shareholding
Promoter 49.3% Institutions 37.43% Public 13.27%
About Cholamandalam In & Fin Co

Financial Services · Credit Services

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professional and non-professional customers, and micro and small businesses. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer portal services under the Gaadi Bazaar brand, which act as a hub for dealers in listing vehicles, generating leads, and applying for loans and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is headquartered in Chennai, India.

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