BSE · 539494
Smart Finsec Limited
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹2 Cr with net profit ₹1 Cr — a 49.58% net margin, versus 9.43% the period before.
Shareholding
As of 2026-06-30
- Promoter74.99%
- Public25.01%
16,465 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 2.21× from low to high.
Risk flags
Derived from disclosed data
No flags raised by the data.
Peer comparison
Finance & Investments · ranked #358 of 600 by market cap · medians across 50 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹6,50,924 Cr | 118.94 | 5.7 | 16.68% | 23.34% |
| Life Insurance Corporation of India | ₹5,35,538 Cr | 9.32 | 3.02 | 32.53% | 10.69% |
| Bajaj Finserv Ltd. | ₹3,04,489 Cr | 119.65 | 3.9 | 12.58% | 6.58% |
| Shriram Finance Limited | ₹2,41,248 Cr | 21.32 | 2.29 | 15.21% | 22.94% |
| Jio Financial Services Ltd. | ₹1,63,032 Cr | 574.19 | 1.17 | 1.17% | 0.44% |
| Tata Capital Limited | ₹1,53,006 Cr | 28.14 | 3.42 | 10.57% | 16.53% |
| Cholamandalam Investment & Finance Company Ltd. | ₹1,51,291 Cr | 91.81 | 4.97 | 17.18% | 16.84% |
| Bajaj Holdings & Investment Ltd. | ₹1,22,000 Cr | 47.37 | 1.67 | 11.33% | 0.95% |
| Muthoot Finance Limited | ₹1,20,790 Cr | 11.41 | 3.09 | 27.06% | 33.93% |
| Billionbrains Garage Ventures Ltd. | ₹1,20,290 Cr | 172.74 | 12.39 | 21.58% | 44.85% |
| Smart Finsec Limited(this company) | ₹24 Cr | 24.24 | 1.44 | 5.86% | 49.75% |
AI analysis
AI-generated · google/gemini-2.5-flashSmart Finsec Limited is listed with a market capitalization of Rs 24 Cr. The company reported revenue of Rs 2.37 Cr and a profit margin of 49.75%. The EPS stands at 0.33, with a return on equity (ROE) of 5.86% and return on capital employed (ROCE) of 8.1451%. The promoter holding is 74.9852%.
Positives
- +The company has a debt-to-equity ratio of 0, indicating it is debt-free.
- +Return on capital employed (ROCE) is 8.1451%, suggesting efficient use of capital.
Negatives
- −Revenue decreased significantly from Rs 25.071 Cr in Mar 2024 to Rs 2.3677 Cr in Mar 2025.
- −Net profit decreased from Rs 2.3653 Cr in Mar 2024 to Rs 1.1739 Cr in Mar 2025.
- −Annual EPS declined from 0.79 in Mar 2024 to 0.39 in Mar 2025.
- −The dividend yield is 0, indicating no dividends were paid.
Financial performance
Smart Finsec Limited's annual revenue decreased to Rs 2.3677 Cr in Mar 2025 from Rs 25.071 Cr in Mar 2024. Net profit also declined to Rs 1.1739 Cr in Mar 2025 from Rs 2.3653 Cr in Mar 2024. The company's highest annual revenue was Rs 50.819853 Cr in Mar 2022.
Profitability & returns
The company reported a profit margin of 49.75%. Return on equity (ROE) for the latest period was 5.86%, while return on capital employed (ROCE) was 8.1451%. Earnings per share (EPS) for Mar 2025 was 0.39, a decrease from 0.79 in Mar 2024.
Balance sheet
Smart Finsec Limited has a debt-to-equity ratio of 0, indicating no reported debt. The book value per share is Rs 5.56. The company has not provided details on its cash and equivalents or current liabilities.
Ownership & pledges
Public shareholding stands at 25.0148%. There is no reported promoter pledged holding. The number of shareholders is 16465.
Data as of — price: 2026-07-30 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.