BSE · 531091
United Credit Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹4 Cr with net profit ₹1 Cr — a 27.08% net margin, versus 39.84% the period before.
Shareholding
As of 2026-06-30
- Promoter57.31%
- Public42.69%
- DII0.01%
2,592 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.99× from low to high.
Risk flags
Derived from disclosed data
No flags raised by the data.
Peer comparison
Finance & Investments · ranked #405 of 600 by market cap · medians across 50 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹6,56,278 Cr | 119.92 | 5.75 | 16.68% | 23.34% |
| Life Insurance Corporation of India | ₹5,36,676 Cr | 11.44 | 1.52 | 32.53% | 10.69% |
| Bajaj Finserv Ltd. | ₹3,06,825 Cr | 120.57 | 3.93 | 12.58% | 6.58% |
| Shriram Finance Limited | ₹2,46,233 Cr | 65.16 | 2.99 | 15.21% | 21.1% |
| Jio Financial Services Ltd. | ₹1,64,154 Cr | 578.14 | 1.18 | 1.17% | 0.44% |
| Tata Capital Limited | ₹1,54,492 Cr | 28.41 | 3.46 | 10.57% | 15.37% |
| Cholamandalam Investment & Finance Company Ltd. | ₹1,53,618 Cr | 93.22 | 5.04 | 17.18% | 16.84% |
| Billionbrains Garage Ventures Ltd. | ₹1,22,122 Cr | 175.37 | 12.58 | 21.58% | 44.85% |
| Bajaj Holdings & Investment Ltd. | ₹1,21,788 Cr | 47.29 | 1.66 | 11.33% | 0.95% |
| Muthoot Finance Limited | ₹1,21,063 Cr | 36.14 | 3.09 | 27.06% | 33.93% |
| United Credit Ltd.(this company) | ₹14 Cr | 16.77 | 0.47 | 2.78% | 27.74% |
AI analysis
AI-generated · google/gemini-2.5-flashUnited Credit Ltd. is listed on the Indian markets with a market capitalization of Rs 15 Cr. The company reported a revenue of Rs 3.74 Cr and an EPS of Rs 1.61. Its debt-to-equity ratio stands at 0.03.
Positives
- +The company has a low debt-to-equity ratio of 0.03.
- +Promoter shareholding is substantial at 57.3079% as of June 30, 2026.
- +There are no promoter shares pledged (0%).
- +Return on equity (ROE) is high at 277.7%.
Negatives
- −Annual revenue has declined by 8.79% to Rs 3.7443 Cr in Mar 2025 from Rs 4.1051 Cr in Mar 2024.
- −Annual net profit has decreased by 37.95% to Rs 1.0139 Cr in Mar 2025 from Rs 1.6356 Cr in Mar 2024.
- −The quarterly revenue figures are not disclosed since Dec 2024.
- −The company has not paid any dividends, with a dividend yield of 0%.
Financial Performance
United Credit Ltd. reported revenue of Rs 3.74 Cr. The net profit margin for the company is 27.74%. Annual revenue has shown fluctuation, increasing from Rs 2.7798 Cr in Mar 2021 to Rs 4.1051 Cr in Mar 2024, before declining to Rs 3.7443 Cr in Mar 2025. Annual net profit also varied, reaching a high of Rs 1.6356 Cr in Mar 2024 and then decreasing to Rs 1.0139 Cr in Mar 2025.
Profitability & Returns
The company's return on equity (ROE) is 277.7%, while the return on capital employed (ROCE) is 3.5524%. The profit margin for United Credit Ltd. is 27.74%. The earnings per share (EPS) for the latest period is Rs 1.61, with a high of Rs 3.07 in Mar 2024 and a recent figure of Rs 1.9 in Mar 2025.
Balance Sheet
United Credit Ltd. maintains a low debt-to-equity ratio of 0.03. The book value per share is Rs 57.6. The company has no promoter shares pledged, indicating a clean balance sheet in terms of encumbered holdings.
Ownership & Pledges
There are no pledged promoter shares, reflecting financial stability in terms of promoter borrowings against their holdings.
Data as of — price: 2026-07-29 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.