BSE · 501311
Jayabharat Credit Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹0 Cr with net profit ₹-1 Cr — a -1779.86% net margin, versus -1020.06% the period before.
Shareholding
As of 2026-06-30
- Promoter15.22%
- Public84.76%
- DII0.02%
2,691 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 3.48× from low to high.
Risk flags
Derived from disclosed data
- Under exchange surveillance — GSM · GSM 0. Trading may carry price bands, periodic call auction or higher margins.
Peer comparison
Finance & Investments · ranked #489 of 600 by market cap · medians across 50 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹6,52,480 Cr | 119.23 | 5.72 | 16.68% | 23.34% |
| Life Insurance Corporation of India | ₹5,34,968 Cr | 9.31 | 3.01 | 32.53% | 10.69% |
| Bajaj Finserv Ltd. | ₹3,04,169 Cr | 119.52 | 3.9 | 12.58% | 6.58% |
| Shriram Finance Limited | ₹2,41,201 Cr | 21.31 | 2.29 | 15.21% | 22.94% |
| Jio Financial Services Ltd. | ₹1,62,239 Cr | 571.4 | 1.17 | 1.17% | 0.44% |
| Tata Capital Limited | ₹1,53,410 Cr | 28.21 | 3.43 | 10.57% | 16.53% |
| Cholamandalam Investment & Finance Company Ltd. | ₹1,51,006 Cr | 91.64 | 4.96 | 17.18% | 16.84% |
| Bajaj Holdings & Investment Ltd. | ₹1,21,866 Cr | 47.32 | 1.67 | 11.33% | 0.95% |
| Muthoot Finance Limited | ₹1,20,617 Cr | 11.39 | 3.08 | 27.06% | 33.93% |
| Billionbrains Garage Ventures Ltd. | ₹1,20,604 Cr | 173.19 | 12.43 | 21.58% | 44.85% |
| Jayabharat Credit Ltd.(this company) | ₹7 Cr | — | 0 | 1.73% | 0% |
AI analysis
AI-generated · google/gemini-2.5-flashJayabharat Credit Ltd. has a market capitalization of Rs 7 Cr. The company's revenue is Rs 0.06 Cr with a negative book value of Rs -123.86. It has reported an EPS of 0 and a profit margin of 0. The 52-week high for the share price is Rs 33.07 and the 52-week low is Rs 9.49.
Positives
- +The company has a debt-to-equity ratio of 0, indicating no borrowings.
- +Promoter pledge is 0%, meaning no promoter shares are pledged.
Negatives
- −The company has a negative book value of -Rs 123.86.
- −Jayabharat Credit Ltd. has consistently reported negative EPS, with -Rs 2.01 in Mar 2025.
- −Revenue has declined from Rs 0.3068038 Cr in Mar 2021 to Rs 0.0566 Cr in Mar 2025, representing a substantial decline.
- −The company is currently under the 'GSM 0' surveillance measure.
- −Quarterly revenue figures have not been disclosed since Mar 2026, with only net profit reported at -Rs 0.28 Cr for Mar 2026.
Financial Performance
Jayabharat Credit Ltd. reported revenue of Rs 0.0566 Cr in Mar 2025, a decrease from Rs 0.1042 Cr in Mar 2024. The net profit in Mar 2025 was -Rs 1.0074 Cr, following a net profit of -Rs 1.0629 Cr in Mar 2024. The company has consistently reported negative net profits in recent years, with -Rs 0.7779253 Cr in Mar 2021 and -Rs 1.4957 Cr in Mar 2023.
Profitability & Returns
The company's profitability is negative, with an EPS of 0 and a profit margin of 0. Over the past five years, EPS has been consistently negative, ranging from -Rs 1.56 in Mar 2021 to -Rs 2.01 in Mar 2025. Returns on Equity (ROE) are 172.9% and return on capital employed (ROCE) is 212.25%, despite negative profits and book value.
Balance Sheet
Jayabharat Credit Ltd. has a negative book value of Rs -123.86. The debt-to-equity ratio is 0, indicating no debt. This could also be indicative of the company's limited operations or financial position rather than financial strength.
Ownership & Pledges
As of June 30, 2026, promoter holding in Jayabharat Credit Ltd. is 15.2182%. Public shareholding stands at 84.7631%. There are no shares pledged by the promoters.
Regulatory & Surveillance
Jayabharat Credit Ltd. is currently under the Graded Surveillance Measure (GSM) framework, specifically 'GSM 0'. This indicates that the stock is subject to surveillance measures implemented by the exchange.
Data as of — price: 2026-07-30 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.