ESAF Small Finance Bank Limited (ESAFSFB)
20-day avg volume: 42.3L shares
Key ratios
Quarterly results
Annual results
Balance sheet
Shareholding
About
Banks · Banks - Private Sector
ESAF Small Finance Bank provides banking products and services to retail, rural, and corporate customers in India. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking segments. The company offers savings, current, and NRI accounts; foreign currency non-resident deposit accounts; fixed, recurring, social, and term deposits; personal net, mobile, SMS, missed call, and USSD banking services; and debit and credit cards. It also provides working capital/term, farmer interest group, used and new car, two- and three-wheeler, light commercial vehicle, school, personal, agri gold, lease rental discounting, dream education, gold, dairy development, MSME, dream home, clean energy, business, micro housing, income generation, general, microfinance, QR, micro enterprise, and other loans; as well as ESAF FPO finance; trade receivables e-discounting system; salary overdrafts; and loans against property. In addition, the company offers micro-banking services; unified payment interface services; investment products, including national pension systems; third party financial product distribution, such as life, general, and health insurance, as well as 3-in-1 accounts; treasury services; foreign exchange services comprising purchase and sale of currencies, outward and inward remittances, money transfer service schemes, multicurrency forex card, and non-resident repatriation; and other banking services. The company was founded in 1992 and is based in Thrissur, India. ESAF Small Finance Bank is a subsidiary of ESAF Financial Holdings Private Limited.
Efficiency & working capital
Shareholding details · 2026-06-30
Shareholding pattern
| Nov 23 | Dec 23 | Mar 24 | Jun 24 | Sept 24 | Dec 24 | Mar 25 | Jun 25 | Sept 25 | Dec 25 | Mar 26 | Jun 26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 63.4% | 63.4% | 63.4% | 63.4% | 63.4% | 63.4% | 63.3% | 63.3% | 63.3% | 63.3% | 63.3% | 63.2% |
| FIIs | 2.2% | 1.2% | 0.8% | 0.1% | 0.1% | 0.2% | 0.3% | 0.2% | 0.2% | 0% | 0% | 0.3% |
| DIIs | 13.1% | 10.3% | 10.3% | 8.9% | 5.6% | 5% | 5% | 5% | 5% | 5% | 4.6% | 3.8% |
| Public | 21.3% | 25.2% | 25.5% | 27.6% | 30.9% | 31.5% | 31.4% | 31.5% | 31.5% | 31.7% | 32.1% | 32.6% |
| Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Shareholders | 1,10,769 | 94,713 | 1,02,124 | 1,07,413 | 1,15,818 | 1,18,512 | 1,16,912 | 1,16,490 | 1,13,955 | 1,11,691 | 1,09,246 | 1,07,631 |
Returns history
Major shareholders (>1%)
Board of directors
Corporate actions
Capital structure (₹ Cr)
Company info
📍 Bldg. # VII/83/8 ESAF Bhavan, Tri-Palakkad N.Hiway. Mannuthy, Trissur, Kerala, 680651
Educational only — not investment advice.
